How do you do a background check?
An employer must first establish a background check policy with their company. Once implemented, they can begin performing background checks, usually for pre-employment, but sometimes ongoing depending on the position. According to the Fair Credit Reporting Act (FCRA) § 604 – 15 U.S.C. § 1681b, employers are required to provide applicants with a separate written disclosure, which advises that a consumer report may be obtained for employment purposes. The document must consist solely of the disclosure as a stand-alone document. Additionally, the employer also must obtain the applicant’s written consent to order the background check.
Are credit reports included in a background check?
A credit report is sourced at one of the three major credit bureaus. A credit report can reveal if an applicant has lived at a particular address or addresses for a length of time and can be an indicator of how responsibly he/she has handled personal financial affairs. In some states, this product can only be used for certain positions, such as fiduciary or executive management positions, or for certain regulated employers. Note, no credit score is provided on the credit report for employment purposes. State and local laws restrict when a credit report can be obtained for employment purposes.
What are the most common types of criminal background checks?
A criminal history check reveals detailed information regarding an individual’s county, state, and federal criminal history. Each record varies by the type of information it searches for and the results that are returned.
1) County background checks, or county criminal history search results, include information about criminal cases filed only in the county ordered.
2) State background checks, or statewide criminal history search results, include information as reported to a state by counties within the state. Results may include case number, offense type, date of offense, disposition date/specifics, and confirmation of the current disposition.
3) Federal background checks, or federal criminal history search results, include criminal court record information that can be accessed via one or more of the 94 U.S. Federal District courts across the United States.
What questions do they ask on a background check?
Since each background check can be customized to meet the needs of the employer, job position, and state laws, questions can vary according to what is included in the check. For example, if the employer chose to include an education verification, then the candidate would be asked questions regarding what school they attended, the years they attended, when they graduated, what degrees (if any) they acquired, etc.