Are credit reports included in a background check?
A credit report is sourced at one of the three major credit bureaus. A credit report can reveal if an applicant has lived at a particular address or addresses for a length of time and can be an indicator of how responsibly he/she has handled personal financial affairs. In some states, this product can only be used for certain positions, such as fiduciary or executive management positions, or for certain regulated employers. Note, no credit score is provided on the credit report for employment purposes. State and local laws restrict when a credit report can be obtained for employment purposes.
What is the best background check site?
DISA is a member of the National Association of Professional Background Screeners (NAPBS) and can help ensure that your hiring practices are consistent and compliant with your industry needs. DISA provides a comprehensive line of background check services, which are fully automated and can easily be combined with a drug and alcohol testing program or other service offerings.
What do they look for in a background check?
Background screenings can vary greatly depending on what is required of certain positions, industry standards, and state laws. DISA's products include:
- Criminal History Checks (Federal, State, and County)
- Civil Searches (Federal and County)
- SSN Validity Checks
- Employment Verifications
- Education Verifications
- I-9 and E-Verify
- State Driving Records
- Professional Licenses and Credentials
- Credit Reports
- Adverse Action Notices
- Personal Reference Verifications
- Government Sanctions Lists
- Sex Offender Searches
- DOT Testing History
- Criminal Investigative Services
What is included in a background check?
Background checks often include a criminal history search at a minimum. However, depending upon the nature of the job, for persons in more sensitive, high-level positions or those dealing with vulnerable populations, it may also include investigation of credit reports, sanctions checks, sex offender checks, and/or driving history.
Background checks also may include verification of previous employment, education, professional licenses, and personal or professional references.