What is the difference between comprehensive and instant background checks?
Instant background checks are more commonly known as “national criminal database searches” and provide general information pulled from a commercially available database. Although they have a quick return, the information is not corroborated against any official county court record and can provide inaccurate information as it’s not derived from a verified source. Comprehensive background checks are all-encompassing and compiled from a variety of sources, including local law enforcement, statewide criminal record repositories, departments of corrections, state parole and probation records, local public records sources, etc. This prevents mistaken identity matches that sometimes occur with instant checks when a person with the same name as the applicant has hits on their record. Employers must be cautious when choosing a background check process because choosing an instant check over a comprehensive check could lead to fines and lawsuits if they don’t abide by the guidelines set forth under the Fair Credit Reporting Act (FCRA).
Are credit reports included in a background check?
A credit report is sourced at one of the three major credit bureaus. A credit report can reveal if an applicant has lived at a particular address or addresses for a length of time and can be an indicator of how responsibly he/she has handled personal financial affairs. In some states, this product can only be used for certain positions, such as fiduciary or executive management positions, or for certain regulated employers. Note, no credit score is provided on the credit report for employment purposes. State and local laws restrict when a credit report can be obtained for employment purposes.
What is the difference between comprehensive and instant background checks?
Instant background checks are more commonly known as “national criminal database searches” and provide general information pulled from a commercially available database. Although they have a quick return, the information is not corroborated against any official county court record and can provide inaccurate information as it’s not derived from a verified source. Comprehensive background checks are all-encompassing and compiled from a variety of sources, including local law enforcement, statewide criminal record repositories, departments of corrections, state parole and probation records, local public records sources, etc. This prevents mistaken identity matches that sometimes occur with instant checks when a person with the same name as the applicant has hits on their record. Employers must be cautious when choosing a background check process because choosing an instant check over a comprehensive check could lead to fines and lawsuits if they don’t abide by the guidelines set forth under the Fair Credit Reporting Act (FCRA).
What is a pre-employment background check?
A pre-employment background check is a background check that is ran prior to finalizing a new hire. Pre-employment checks will help verify if the hire is right for the job and a good fit for the workplace. By reducing turnover rates you’re not only lowering costs but improving the workplace morale with a long-term team member and someone that will work well with other employees.