The Fair Credit Reporting Act (FCRA) is United States Federal legislation that regulates the collection of credit information, as well as access to credit reports. This also helps ensure the fairness, accuracy, and privacy of personal information that is collected through credit reporting agencies.
When running background checks, businesses must abide by the rules of the Fair Credit Reporting Act (FCRA). In order to be compliant, the FCRA requires that an employer meet the following:
Despite it being the law, many companies fail to send adverse action notices. It’s important that your HR and compliance department remain up-to-date on all hiring requirements and procedures to avoid violations and/or lawsuits.
What DISA Provides
DISA Global Solutions’ background screening services assists employers with remaining FCRA compliant, as it relates to adverse action.
DISA provides our corporate clients with three email notifications, which include a pre-adverse notice, summary of rights under the FCRA, copy of the background report, and an adverse notice (required only if employment is denied based solely on the background check).
*For those who are enrolled in DISA’s consortium (site access) program, we will directly mail the applicant the adverse action letter.