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Insolvency register

According to the Financial Supervision Act, also known as the Wft, financial institutions are obligated to check whether an employee has ever been declared bankrupt. The Central Insolvency Register provides insight into this data.

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Assess the reliability of financial workers

Section 4:11 of the Wft stipulates that the reliability of financial employees must be tested. The insolvency check involves a current registration in the insolvency register. If the insolvency/bankruptcy is terminated, then the person remains on it for another 6 months. After this, the registration disappears.

If a person fails to pay their bills, the court may declare them bankrupt. This happens thousands of times each year. These bankruptcies are all recorded in the public Central Insolvency Register, and this data is publicly available.

The Central Insolvency Register contains the data of all bankruptcies, suspensions of payment, and debt reorganizations of natural persons held by various courts. Via Rechtspraak.nl you can find the most recent publications of bankruptcies declared by the court.

If there has been a bankruptcy, a financial institution will have to consider whether the bankruptcy history leads to doubts about the reliability of the employee. The following issues come into play here:

  • The culpability of the bankruptcy;
  • The number of years since the bankruptcy was declared;
  • Other circumstances of the bankruptcy; and
  • The powers within the position of customer employee.

If an insolvency publication can be traced back to a candidate, a point of attention is placed in the screening report. In addition, the details of the publication(s) from the Central Insolvency Register can be read in the screening report. If there is a point of attention in the screening report, we always recommend discussing it with the (potential) employee or tenant.

 

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Why choose to screen employees?

Risk control

Screening gives you clarity on who you are hiring. It reduces risk, prevents mis hires and lowers long term costs. It helps you build a reliable organisation.

Trust & Security

A screened workforce contributes to a safe working environment. Our processes are ISO certified, giving you confidence in quality, reliability and careful handling of data.

Support

Both parties receive the screening report within five working days, and you can track progress around the clock. With integrations such as AFAS, the process is efficient and straightforward to implement. Our support team is available from 08:00 to 18:00.

Why check the insolvency registry via DISA?

 

  • Complies with laws and regulations: To comply with the Wft as a financial institution, you need to check the reliability of your staff. Through a check of the insolvency register, you can be sure that there is no bankruptcy history that gives reason for doubt.
  • DISA takes care of it: After you have registered a (potential) employee and chosen a matching screening profile, DISA takes the work off your hands. You can then read the results back in the screening report.
  • DISA is a specialist in personnel screening: DISA is a specialist in employment screening. Through our years of experience, we offer a fast and efficient screening process that complies with current (privacy) laws and regulations.
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Screen employees with DISA

The success of an organisation depends on having the right employees. Consequently, it is important to make sure you know who you are recruiting and retaining. DISA has created different screening profiles for each sector that can be supplemented as desired. In addition to the insolvency register, there are numerous other screening checks to choose from.

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